About CIBIL / Credit Bureaus

Credit Bureaus collects and maintains records of an individual/Non-Individual Loans or Card related payments. These details are provided to them by the financial institutions on a monthly basis. Loans include home loans, credit cards, personal loans, auto loans, overdraft facilities and working capital.

All loans and Card related information is narrated in the credit information report which is furnished to the financial institutions to assess an individual/non-individual loan application.