At First Fidelity Bank, we are looking for talented, enthusiastic team members with a passion for service excellence. Our employees are critical to our overall success. We invest in our employees by providing excellent training and development, as well as advancement opportunities. We offer our employees a family environment, great benefits, competitive pay and paid time off for work/life balance. We are dedicated to giving back to the communities we serve, and we encourage our employees to participate in charitable giving and volunteer opportunities. One of our Core Values is to provide a caring place to work where people truly enjoy coming to work each day. Colleagues of First Fidelity Bank take pride in working here, make lasting friendships and have fun!
SUMMARY
To provide for the accurate spreading and analysis of business and individual financial statements. Analyze accounts receivable, inventory and accounts payable for verification of availability of funds for borrowing base clients. Prepares or oversees the preparation of detailed credit memorandums analyzing all credit parameters used in loan approval process. Provides projection modeling, loan covenant compliance, profitability analysis and risk rating analysis for current and prospective clients. Assists in the preparation of industry analysis. Handles special projects and provides customer service support to internal clients such as Commercial Relationship Managers. Supervises one or more commercial credit analysts.
PRIMARY DUTIES/RESPONSIBILITIES:
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
QUALIFICATIONS
EXPERIENCE REQUIREMENTS:
EDUCATION REQUIREMENTS:
OTHER REQUIREMENTS (SKILLS, ABILITIES, CHARACTERISTICS):
ADDITIONAL INFORMATION
SUPERVISORY RESPONSIBILITY: No
PHYSICAL REQUIREMENTS: Work in a normal office environment.
AA/EOE M/F/D/V MEMBER FDIC
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