Prospect Bank Commercial Loan Officer
Job Title: Commercial Loan Officer Region: 08 - Champaign
Reports To: President & Chief Executive Officer Fair Labor Standards Act Status: Exempt
Prepared By: Administrative Services Updated: 3/18/2025
Summary:
A Commercial Loan Officer should possess strong customer relationship skills and be adept at listening, probing, and advising applicants on suitable banking products. The Commercial Loan Officer must have a thorough understanding of the requirements and limitations of each commercial loan program offered by the bank. This role involves guiding applicants through the entire loan process—from application and underwriting to closing and post-closing support.
Familiarity with deposit products is essential to provide borrowers with comprehensive banking solutions. The Commercial Loan Officer should be knowledgeable in underwriting principles, including debt-to-income and loan-to-value ratios, and how these impact a borrower's repayment capacity. The role also requires managing documentation and ensuring compliance with federal regulations while supporting long-term portfolio growth.
Keywords: Commercial Loan Officer, banking, loan approval, financial analysis, credit quality, loan portfolio, loan products, customer confidentiality, training and development, portfolio management, commercial lending.
Essential Duties and Responsibilities:
Supervisory Responsibilities:
Not Applicable
Qualifications:
Member FDIC
Equal Opportunity Employer
...Services is an app-based gig-economy platform that connects qualified technicians to simple field-work, primarily within the residential solar & roofing industries.*Candidates must be English Proficient* JOB OVERVIEW Ensite is looking for motivated, independent...
...Job Description and Responsibilities Manages and administers Bloodborne Pathogens, Hazard Communication, Hearing Conservation, Lockout, PPE, Contractor Communication, Hazard Analysis, Respiratory Protection, Safety Device Verification, Manufacturing Readiness, Fall...
...Prior to the start of employment, you must have a bachelor's degree from an accredited college or university and have earned a cumulative... ...and Literacy Skills test, and, MTEL subject area tests (English or Mathematics) SEI endorsement Additional Information...
As a family company, we serve people and communities. When you work at Meijer, you're provided with career and community opportunities centered around leadership, personal growth and development. Consider joining our family - take care of your career and your community...
...Job Description Job Description Are you a creative Web Designer passionate about crafting responsive, SEO-friendly websites that drive e-commerce growth? Join Outdoor Caps dynamic Marketing team and put your expertise in HTML5, CSS3, JavaScript to work across multiple...